Fixed-term investment

Commit an amount. Collect at maturity.

Every plan states its rate, its terms, the currency it takes and exactly what happens to your principal when the term ends. Nothing is estimated after the fact.

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Plans people are opening

Flagged by the operator as currently popular. Every figure below comes from the plan itself.

How It Works

Four steps, and one date

An investment here is a fixed term with a stated outcome, not an account that accrues.

Step 1

Choose a plan and a term

Each plan sets a rate, a minimum, a maximum and the currency it accepts. The term you pick sets your maturity date.

Step 2

Fund it from your wallet

The amount is debited immediately from the wallet matching the plan's currency and type. If that wallet is short, nothing is opened.

Step 3

Watch the term run

Your position shows how much time is left and the exact date it matures. You can cancel before then and take your principal back.

Step 4

Settlement returns it

On the maturity date the platform settles the position under the plan's stated rule and credits the result back to the same wallet.

What to expect

Six things worth knowing first

The rules the platform actually applies, rather than a description of how it feels to use.

The rate is for the term

A plan's percentage applies once, to the whole term — it is not annual and it is not per day. A longer term on the same plan does not pay more.

The outcome is stated up front

Each plan settles one way: it pays the rate on top of your principal, returns your principal untouched, or deducts the rate from it. Every plan says which before you commit.

One wallet funds it

The plan chooses the currency and the wallet type. Funds leave that wallet when you open the position and return to it when it settles.

The date is fixed at purchase

Your maturity date is set when you open the position and does not move. Settlement runs on or shortly after it.

You can cancel early

Cancelling a running position refunds the principal to your wallet in full. It forfeits the outcome, whichever direction that outcome was going.

One position per plan

You can hold one running position in a given plan at a time. Once it settles or is cancelled, you can open another.

See what is open right now

Every plan, its rate, its terms and its settlement rule — on one page.